Terms of Use — CryptoTaxCheck

Last updated: 27 September 2026.

These terms apply to your use of the CryptoTaxCheck website and calculator at cryptotaxcheck.uk (the "Service") and to any purchase of a Tax Year Report or HMRC Letter Pack. Please read them, along with our privacy policy and disclaimer, before using the Service. By using it you agree to these terms. If you do not agree, please do not use the Service.

1. Who we are

The Service is operated by Andrew Pickett, trading as CryptoTaxCheck ("we", "us"). You can contact us at hello@cryptotaxcheck.uk or through our contact page.

CryptoTaxCheck is independent. We are not affiliated with, approved by or endorsed by HM Revenue and Customs (HMRC) or any government body.

2. What the Service is — and is not

The Service is an information and calculation tool. It reads transaction export files you provide, applies the Capital Gains Tax and Income Tax rules that HMRC has published for individuals holding cryptoassets, and produces estimates and, if you buy one, a report. Our methodology explains exactly what it does.

The Service does not provide tax, legal, accounting or financial advice, and nothing on the site is personal advice to you. We are not tax advisers, we do not know your full circumstances, and we do not review your figures. You remain responsible for the accuracy and completeness of the information you provide, for checking the results, and for what you report to HMRC and when. If your situation is complex or the sums are significant, take advice from a qualified UK tax professional.

3. Using the free calculator

You may use the free calculator without an account. It runs in your browser: your files are not uploaded to us (see the privacy policy for the limited data we do process). The free calculator shows, for each tax year, a summary of disposals, proceeds, gains and losses, estimated tax, income and whether you may need to report. These figures are estimates based on the data you supplied and the assumptions shown to you during import.

You agree to use the Service only for working out your own tax position (or that of a person who has asked you to help them), to provide files that you are entitled to use, and not to attempt to interfere with, overload, reverse engineer or misuse the Service, its price service or its payment processes.

4. Buying a report

Products and prices

We sell two digital products: the Tax Year Report (one tax year) and the HMRC Letter Pack (up to six tax years plus a disclosure worksheet, letter-response checklist and CSV exports). Prices are shown in pounds sterling on the pricing page and at checkout. Prices include VAT where applicable.

Payment

Payment is taken by Stripe through Stripe Checkout. By paying you also agree to Stripe's terms. We do not see or store your full card details. Your purchase is complete when Stripe confirms payment to us; we then generate your report from the figures calculated in your browser and make it available to download.

Consent to immediate supply of digital content and loss of your right to cancel

A report is digital content supplied online. Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 you would normally have 14 days to cancel a distance contract. However, regulation 37 provides that where a consumer gives express consent to the supply of digital content beginning within the cancellation period, and acknowledges that the right to cancel will be lost as a result, the right to cancel ends once supply begins.

Before you pay, we ask you to confirm both that you want us to supply your report immediately and that you understand you will lose your 14-day right to cancel once we begin generating it. If you do not give this consent, you cannot buy the report until the cancellation period has passed. Once your report has been generated and made available to download, the contract has been performed and the right to cancel no longer applies.

Our refund policy

Losing the statutory right to cancel does not remove your rights under the Consumer Rights Act 2015 for digital content to be of satisfactory quality, fit for purpose and as described, and it does not stop us being fair. We will give you a full refund if:

• your report fails to generate, or the download fails and we cannot provide the file to you within 3 working days of you telling us;
• the report is materially defective — for example, it is corrupted, incomplete or does not reflect the figures shown to you before purchase — and we cannot fix it within 7 days of you telling us; or
• you were charged more than once for the same report.

We will also consider refund requests in other circumstances on their merits, but we cannot normally refund a report because the figures are unwelcome, because your input files were incomplete or wrong, or because you decided afterwards that you did not need it. To request a refund, email hello@cryptotaxcheck.uk within 14 days of purchase with your report ID. Refunds are made to the original payment method through Stripe, usually within 5 to 10 working days.

Delivery and retention

Your report is generated after payment and streamed to your browser. If you choose, we can also email you a download link, which expires after 7 days. We delete the report data we receive from your browser immediately after rendering and do not keep a copy of your report. Please save it. If you lose it within 7 days and asked for an emailed link, use that link; otherwise you can regenerate the report from your browser session if your data is still saved locally.

5. Accuracy, sources and your responsibilities

We take care to apply HMRC's published rules, we test our calculations against HMRC's own published examples, and we link to the source of every rate and threshold we use. But tax rules change, HMRC guidance is updated, and your results depend entirely on the completeness and accuracy of the files and information you provide and the choices you make during import (for example, confirming transfers, adding opening balances or entering missing prices).

You are responsible for:

• providing complete records for every exchange and wallet you used in the years you calculate;
• reviewing the import review screen and the assumptions listed in your report;
• checking the results before relying on them;
• deciding what to report to HMRC, filing on time and paying any tax due; and
• keeping your own records as HMRC requires.

The Service is designed for UK-resident individuals holding cryptoassets as personal investments. It is not designed for companies, for people trading crypto as a business, for non-UK residents or split-year residents, or for DeFi lending and liquidity pool positions, NFTs, margin or futures, which it detects and excludes with a warning.

6. Intellectual property

The Service, its software, content, design and reports are owned by us or our licensors and protected by copyright and other rights. You may use the Service and any report you buy for your own personal, non-commercial purposes (including sharing it with your accountant or HMRC). You may not copy, sell, redistribute or create derivative works from the Service or its content without our written permission. Guide content quotes HMRC and GOV.UK material under the Open Government Licence.

7. Affiliate links and third parties

Some pages contain affiliate links to third-party software, currently Koinly. They are labelled, and we may earn a commission if you buy through them. See our affiliate disclosure. We are not responsible for third-party websites, products or services, and linking to them is not a recommendation that they are right for you.

8. Availability and changes

We aim to keep the Service available but do not promise uninterrupted access. We may change, suspend or withdraw parts of the Service, and we may update these terms; the date at the top shows the current version. Changes do not affect purchases already made.

9. Our liability to you

Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud, or for anything else that cannot lawfully be limited or excluded, including your statutory rights as a consumer.

Subject to that, because the Service is a tool that depends on the data you provide and is not advice:

• we are not liable for any tax, interest, penalties or other amounts you become liable to pay to HMRC, or for any losses arising from what you do or do not report to HMRC;
• we are not liable for losses arising from incomplete, inaccurate or missing data in the files you provide, or from assumptions you confirmed during import;
• we are not liable for indirect or consequential losses, or for business losses, as the Service is for personal use; and
• our total liability to you in connection with a purchase is limited to the price you paid for that report.

If you use the Service for a business purpose, we exclude all implied warranties to the fullest extent permitted by law.

10. Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction, except that if you live in Scotland or Northern Ireland you may bring proceedings in your local courts and rely on the mandatory consumer protections of the law there.

11. Contact

Questions about these terms: hello@cryptotaxcheck.uk, or see our contact page.